Frequently Asked Questions

Do you specialise in Property Investment or Mortgage Debt Reduction/Elimination?


Good question. The answer is both. One is an objective and the other is a mechanism to achieve the objective, i.e. we will achieve mortgage elimination through the use of property investment, which is just one tool that we use.

There are several tools that are used for you to succeed. We also would like you to contact us
each month for the first 3 months and also annually so we can monitor your success.

We have many formulated strategies to make you to obtain what you want.

Do you only invest in Newcastle Properties?

No. Although we are based in Newcastle, we are experienced in finding great performing areas
to invest in around the country. There are various signals that we use to indicate how well a
proposed investment should perform.

Do you positive or negative gear?

We focus on positive gearing and capital growth. Historically, property prices in Australia have
doubled every 7 to 10 years, now possibly 15 years. Not because Capital Gain is not working
but because we are talking of doubling mortgages of all sizes . Now a lot of mortgages are far
above a million dollars.

Meaning that a capital gain strategy is for the long term. That's now has to be part of the
investment strategy. However, with every property using our Eliminator System your cashflow
improves. So your stress and risk are going down with each new property. That's why we need
to monitor your progress.

How many investment properties are ideal?

We say more the merrier however this one comes back to you, the investor, and your level of
comfort with the number of investment properties that you have. An ideal number would be 2-4
for the average investor. At 4, you can expect to leave your career and enjoy an early
retirement. All this can be done by just putting a 10% deposit on the first property and letting the
properties grow the Cash Flow and equity. This all depends on what your wanting to achieve,
just having one might just be enough. We have several clients that have many properties but
this all starts with 10% deposit.

When is the best time to invest?

This is a common question about timing the market. But the real question is, if you wish to own
4 properties, when would be the best time to invest? The answer to this obvious – the sooner
you invest the cheaper property will be and the better your investment results will be.

It takes time to build your portfolio (though far less time that you might think!), so it pays to get

How do I know if I have enough money to consider giving you a call?

Our ideal client is one that has a mortgage on their own home, has equity in their home Of
around $100,000 and two incomes combined to be around $80,000. We will construct a
personal strategy for you to pay off your mortgage as early as possible. We will using the equity
in your home and your combined income plus the projected rent to obtain finance for the

Of course you do not have to fit into this mold. If you believe you have capacity for investment
then we would love to hear from you. For example, instead of a mortgage you may have cash in
the bank and instead of paying off a mortgage quickly.
Please note, and we cannot stress this enough, you need to consult your accountant prior to
taking the investment property road.

I’m still not sure about this, and my family is skeptical

You have nothing to lose by giving us a call and having a chat. You can arm yourself with the knowledge of smart investment.

We can book you in for a consultation at no cost and explain to you our strategies and system and listen to your situation to see how we can benefit you. You have nothing to lose except for an hour of your time and you will never know if it is something for you unless you have a go.

Don’t spend the next 10 years pondering about “what could’ve been”.